• We will beat any written loan offer from our competition for rate and terms
• The Business must have been in operation for a minimum of 6 months
• The Business Must NOT have more than (4) NSF's in any given month
• No Minimum Credit Score
• Can Go Behind a Bank Loan
• Can Go Behind an Existing Cash Advance Loan 
• No Restrictions on use of funds​​
• Remittance: Daily or Weekly through ACH
• Tax Liens: Payment Plan Required
• Bankruptcy: 2 years out​
• Terms: up to 10 Years
• $5,000 to $5,000,000

$100,000 to $5,000,000

Our term loan program provides you with a lump sum, capital injection with a fixed daily, weekly or monthly re-payment structure. When looking to make an acquisition, expansion, or take on a new project, sometimes you need a longer-term solution. Some business owners use our term loans to consolidate their more expensive short-term debt at a much lower rate and spread out their repayment over a longer period of time.
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These are the minimum eligibility requirements:

• Time in business must be above 3 years​​
• Business owner’s personal credit score must be above 680
• The Business must be U.S. based
• No bankruptcies or foreclosures in the past 3 years​
• Interest Rates begin at 8%

Loans Above $500,000 will Require Collateral!
Loans Outside California may Require Collateral

$250,000 to $25 MillionWith a Line of Credit, you have access to funds instantaneously and never have to worry about not having cash at hand for your business.  The process is simple! When an unexpected bill, purchase, or growth opportunity arises, simply access your Business Line of Credit account and receive funds instantly.   No hassle! No waiting! No application! You control the funds because you know what is best for your business!

These are the minimum eligibility requirements:

• Time in business must be above 3 years
• ​Annual Revenue of One Million Dollars or more
• Business owner’s personal credit score must be above 680
• The Business must be U.S. based
• No outstanding Tax liens (some exceptions with a payment plan)
• No bankruptcies or foreclosures in the past 3 years
• No recent charge-offs or settlements

Credit Lines Above $500,000 will require collateral!

• Unsecured with No Collateral Needed
• Never affects the borrowers personal credit
• 0% intro rates for the majority of Applicants for terms of 3 to 18 months, and then 8% to 12% thereafter
• Funding amounts from $25k to $150k - (up to $250k for highly qualified applicants)
• No tax returns, W2s, Bank statements or profit and loss statements needed
• Approval in 5 business days
• Flexible, only pay interest on the funds you use after the introductory rates

All applicants will need the following in order to qualify:

• Good credit history (700+) Equifax, Experian and Transunion
• Qualified co-signer if you have poor credit, credit partner or business partner allowed
• Low debt to utilization ratio (30% or less)
• 5 year credit history
• No More Than Six Credit Report inquires per bureau in the past 6 months
• ​2 current credit limits showing at least $10,000 in credit lines total
• ​No Bankruptcy's in last 3 years