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Why Would We Provide Capital to a Business Owner with Bad Credit?

First and foremost, it is because we do not believe that credit histories accurately depict the likelihood that a business owner will pay back the amount advanced to them. We Know from experience that negative items on a piece of paper might not tell the whole story and is a limited way of analyzing a funding application. 

Many small business owners cannot get their company off the ground because they just don’t have the working capital to grow. There’s no reason that any business owner should turn down an opportunity that will grow their business strictly because they don’t have all of the funding they require at that instant?  With our Commercial Cash Advance, business owners with credit scores as low as 300, prior bankruptcy's, or businesses that fall into the category of high risk can still receive the additional funding they need and there are no restrictions on how it is spent.

​At We Finance America we understand the importance of you getting the additional funding you need for your business for operations, inventory, payroll, expansion, advertising opportunities and more.  We are committed to providing you the funding necessary to take your business to the next level, regardless of your credit history, with Advances from $5,000 to more than $1,000,000 

​​In order for a business to qualify, generally they must meet the following criteria:

• Have sales volume or gross income averaging at least $10,000 per month
• The business must have been in operation for 3 months or longer
• The Business Account Must NOT have more than (8) negative balances in any given month

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